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What to Do If Your Car Keys Are Stolen

Losing your car keys can be a terrifying event. Relax before panicking and check your pockets, bags and the immediate surroundings.

Unlike in the past, when misplacing-or worse losing-a car key was not an issue, nowadays keys need to be deactivated by a locksmith or dealer to avoid theft.

Report it to the Police

Losing your car keys can be a frustrating and stressful event. It can disrupt your day, disrupt your plans and even cause you extra expenses. If your keys are missing out of your pocket or you have lost them in the wrong place there are a few things you must do in order to prevent any further problems and ensure your safety.

You should first try to remain calm. This could cloud your judgment and make it more difficult to come up with the solution. Relax and look through your purse, pockets or bag. Also, if you lost your keys at work or in a public place, ask someone working there to determine if they've found it. If you happen to have spare car key stolen keys at home residence, be sure to check them out.

After you have searched every possible place to find the keys, it's now time to contact the police and report the incident. The sooner you report the incident the better. This will be a police report and will help you with your insurance claim in the future.

You can do this online by filling out an online crime report with the NYPD. To submit the report, you'll need your vehicle registration number as well as some other information. Once the report is filed, it is inserted into NCIC records and the state's auto theft computer file. This will deter others from attempting to sell or obtain a new title for the vehicle that was stolen.

Report the loss of your keys that you have spare to your insurance company. This will allow your insurance company to begin the claim process and could even pay any additional costs you incur because of the keys you lost. Additionally your insurance agent will advise you on additional security measures that can reduce the chance of your vehicle being stolen in the future. This might include a my car key was stolen alarm, an immobiliser, or tracking devices that can be connected to your car key fob or apps for smartphones.

Get a New Key

It's not unusual to lose things in the shuffle of your hectic life. It doesn't matter if it's your debit card, favorite pair of sunglasses or car keys, losing them can cause a disruption to your plans and can feel like the end of the world.

Fortunately, it's not that big of a deal to get an alternative key for a vehicle that has been stolen. There are a variety of options for you to choose from when it comes to getting a new key, dependent on the kind of key your vehicle has.

You can contact your dealership or an auto locksmith to create new keys for you. The dealer will likely charge the most, but they can complete the process quickly. They can also use the VIN number of the car to pair the new key to your specific vehicle.

You can locate a locksmith who can do the job for much less than a dealer, if your car keys stolen is older, and still uses a mechanical key. The locksmith will be able to create the new key right on site, and they can even de-program your old key to render it useless.

For more modern vehicles with keys that are remote-controlled or have a transponder chip, you may have to go to the dealer to have one made. The dealer will require the model and make of the vehicle to match the key.

You should always have an extra car key in case something happens to the original one or if you're unable to start your car for any reason. Check places you wouldn't normally search for your keys. For example in the pockets of your jacket or pants or in your bag you took to work. If you're unable to locate your keys, think about getting a GEICO roadside emergency service plan. It will grant you access to a nationwide network of expert locksmiths that can help you get back to driving in a short time. The presence of one of these policies in place can save you a lot stress and money in the case of a stolen or lost car key.

Make a claim with Your Insurance Company

There are few things that can cause more panic than losing your car keys. Then, your plans to put on comfortable sweats or order pizza while watching your favorite TV show are thrown out of the window. After a brief moment of dismay it's likely that you'll settle down and begin to think about what went wrong. You should remember to call the cops at this point. Not only will they give you a crime reference number that can help you track down your lost keys, but it will also make your insurance company aware of the situation and provide you suggestions on the best way to proceed when making claims.

The majority of auto insurance policies will cover the cost of locksmiths or reimburse you if the locksmith you hire creates a new key. If you have roadside protection and your insurer is capable of helping you locate the key. Keep an original copy of the police report as well as any receipts related to the incident, in case your insurer asks to see them. It is a good idea to have the phone number and name of everyone you speak with at your insurer, as well as copies of any documents they request.

It is also important to inform your insurance company so that they can be vigilant for any indications of attempts to steal. If you don't act fast enough it is possible that someone will make use of your lost key to get into your car and leave scratches on the doors or ignition.

Since more and more vehicles are equipped with smart key technology, it is even more important to be alert about where your car keys are and keep an extra key in your possession in case of. But, if you have lost your keys, the following tips will help ensure that it does not ruin your evening or the rest of your day.

Change your locks

We've all experienced what it's like to lose our keys. It's the end of a long day, you're exhausted and want to get back home to change into your comfy clothes make a pizza and binge watch your favorite show. You walk to your Car stolen lost spare key, only to realize that your keys are nowhere to be found. Panic sets in.

It is recommended to contact a locksmith as well. Although your first thought could be to call your insurance company, they can provide you with a new key. Based on the model of your car and its locks, a locksmith will either replace or change the keys. Locksmiths can create a new key on the spot if your car uses a traditional lock and key. If your my car was stolen with the keys in it is more sophisticated and has a key-fob you will need to take it to an authorized dealer to have an updated key programmed.

Rekeying locks is a great option since it guarantees that nobody else will have your spare key. This is crucial if you are concerned that your keys may have been stolen with your wallet or purse. This will prevent your personal information from falling into wrong hands and put you at risk of identity theft.

Rekeying your locks could cost you between $20 to $75. Read reviews before hiring a Locksmith, as they are not all created identical. You'll want to ensure they're equipped with the right tools and knowledge for your particular kind of vehicle.

It can be costly and time-consuming to change your locks after your vehicle is stolen, but the peace of mind that comes from knowing that no one else can be able to access your vehicle or personal belongings is well worth it. It's recommended to make a police report as this will help in the search for your stolen property and could result in the arrest of the perpetrator. Lastly, don't forget to file a report with your home insurance company and also if keys go missing from your residence.