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The buyer also pays you the interest the bond has accrued since the last payment date.

This is a debate that likely won't end anytime soon, so for now, the mortgage interest tax deduction is here to stay. To get to discretionary income, economists then deduct the so-called necessities: mortgage and rent payments, transportation, food, insurance and pension payments, clothing, and healthcare. Around the turn of the century (that would be this one), you couldn't get office space in San Francisco without first showing your potential landlord your business plan and offering stock options.

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The Department of Housing and Urban Development (HUD) is the federal agency responsible for national policies and programs that address America's housing needs, that improve and develop the nation's communities, and that enforce fair housing laws.

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